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Privacy Policy

Website Privacy Policy

The information contained herein is the property of SMS FOR YOU and may not be copied, used or disclosed in whole or in part, stored in a retrieval system or transmitted in any form or by any means outside of SMS FOR YOU without prior written permission.


SMS FOR YOU, recognizes the importance of safeguarding non public personal information of customers and other users of web resources of SMS FOR YOU (“Users”). SMS FOR YOU is committed to retaining the trust of Users by using such information responsibly. Safeguarding this information and using it in a lawful manner consistent with individuals’ expectations is a cornerstone of our customer relationships. This policy (“Policy”) states the SMS FOR YOU., principles and requirements governing the collection, usage, retention, disclosure and disposal of User’s information. The implementation of this Policy meets all applicable legal requirements as of the date of its last revision. New laws and regulations relating to privacy continue to be passed and adopted. SMS FOR YOU entities will be required to comply with any obligations or standards these new laws and regulations may impose, in addition to those set forth in this Policy.


The Policy establishes a minimum level of protection for User’s information. User’s information is to be collected, used, retained, disclosed and disposed of by all SMS FOR YOU entities in accordance with the Policy throughout the lifecycle of the information.

Commitment to Privacy

In using SMS FOR YOU web resources, Users consent to the collection and use of their information by SMS FOR YOU and consent to the terms of the Policy.

SMS FOR YOU respects the privacy of the Users of its websites and web resources and is committed to protect it in all respects. The information about the User collected by SMS FOR YOU are: (a) information supplied by Users and (b) information automatically tracked while navigation.

To avail certain products / services on SMS FOR YOU websites, Users are required to provide certain information viz. name, address, email address, PIN code, phone/mobile numbers, occupation, etc.

To improve the responsiveness of the websites for Users, SMS FOR YOU may use “cookies”, or similar electronic tools to collect information by assigning each visitor a unique random number (User ID) to understand the User’s individual interests. Unless User’s voluntarily identify themselves, SMS FOR YOU will have no way of knowing the identity of the Users, even if cookies are assigned to User’s computer. The only personal information a cookie can contain is information supplied by Users. A cookie cannot read data off hard drive of Users.

If you do not want cookies, you can set your web browser to disable cookies. Please note that most browsers offer different ways to protect your privacy.

Please note that disabling cookies will make it impossible to set new cookies. However, it does not prevent previously set cookies from continuing to work on your device until you have cleared all cookies in your browser settings. The instructions for managing cookies on your browser can usually be found under the help function of the browser or in the operating instructions of your smartphone.

In principle, no personal data is collected or stored via the cookies used on our website.

If you do not disable cookies or opt-out, we will assume that you accept the use of cookies. The user authorizes SMS FOR YOU shall not hold liable for use or disclosure of this information.

SMS FOR YOU is not responsible for cookies placed on the device of user/s by any other website and information collected thereto.

Web servers of SMS FOR YOU automatically collect limited information about User’s computer’s connection to the internet, including IP address. IP address is a number that lets computers attached to the internet know where to send data. IP addresses are not linked by SMS FOR YOU to any personal information. In rare instances, IP addresses may be used to assist in deterring and/or preventing abusive or criminal activity on the SMS FOR YOU website. This information is used to deliver SMS FOR YOU web pages to Users upon request, to tailor our website to the interests of our Users, to measure traffic within our site and let us know the geographic locations from where Users access the web pages.

SMS FOR YOU web resources may include links to other websites. Such sites are governed by their respective privacy policies, which are beyond control of SMS FOR YOU. Once a User leaves SMS FOR YOU servers, use of any information provided by User is governed by the privacy policy of the operator of the site User is visiting, which may differ from the Policy of SMS FOR YOU. If you can’t find the privacy policy of any of these sites via a link from the site’s homepage, you should contact the site directly for more information. A provision of the link to third party web resources does not constitute an endorsement, approval, warranty or any form of association by or with SMS FOR YOU or any of its affiliates. SMS FOR YOU is not responsible for these third party web resources and accepts no liability whatsoever for them. Users should therefore remain alert when they leave SMS FOR YOU site and read the privacy statements of other websites carefully. SMS FOR YOU has no control over data that is submitted to these third parties and access to the data on such websites is at User’s own risk.

Disclosure to third parties

SMS FOR YOU does not sell, trade or rent personal information of Users to others.

When SMS FOR YOU uses other agents, contractors, corporations or business partners to perform services on its behalf or as part of a joint promotion, SMS FOR YOU will ensure that this entity protects the User’s personal information in a manner, which is consistent with this Policy. We never disclose information about a User to any other person or organisation without consent unless there is an emergency that requires it or SMS FOR YOU is legally compelled to do so.

The User authorises SMS FOR YOU to exchange, share, part with all information related to the details and transaction history of the Users to its affiliates / banks / financial institutions / credit bureaus / agencies / telecommunication or electronic clearing network as may be required by law, customary practice, credit reporting, statistical analysis and credit scoring, verification or risk management and shall not hold SMS FOR YOU liable for use or disclosure of such information.

Information collection and use

SMS FOR YOU may use the information provided by Users for one or more of the following purposes:

  • To process, confirm and fulfill requests of Users regarding our products and services
  • To contact Users regarding their enquiries and requests.
  • To identify Users for login.
  • For our own marketing purposes and partner promotions, such as sending you.
  • Updates on our latest offers and promotions, however, promotional communication is sent to User only if voluntarily agreed.
  • For identification and verification purposes.
  • For website customization.
  • To conform to legal requirements or comply with legal processes.
  • To protect and defend SMS FOR YOU’s or its affiliates’ rights, interests or property.
  • To enforce the terms and conditions of the products or services offered by SMS FOR YOU or
  • Such other purposes expressly specified in the data entry forms or other relevant sections of the web resources of SMS FOR YOU.

The information and material contained on this website should not be regarded as an offer, solicitation, invitation, advice or recommendation to buy or sell any instruments or banking products of SMS FOR YOU.

The information and materials displayed on these pages and the terms, conditions, and descriptions that appear – are subject to change. Not all products and services are available in all geographical areas. Your eligibility for particular products and services is subject to final determination and acceptance by SMS FOR YOU and subject to the contractual terms and conditions on which they are offered.

The material and information contained on this web site is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this web site should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. The users are recommended to obtain such professional advice where appropriate.

The information and material available on this website is “as is”, “as available”. Information is attempted to be kept as up to date as possible. However, the Bank does not warrant the same may be prevalent or is in continuum at the time of decision by the user of this site

SMS FOR YOU accepts no liability and will not be liable for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from your use of this website, howsoever arising, and including any loss, damage or expense arising from, but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy with this web site, its contents or associated services, or due to any unavailability of the web site or any part thereof or any contents or associated services.

SMS FOR YOU does not guarantee that any e-mails from the web site will be received by SMS FOR YOU nor does SMS FOR YOU warrant the privacy and / or security of e-mails during internet transmission.

Links to other websites are provided to help the visitor for related information but, The SMS FOR YOU is not responsible in any way for the contents of those sites.

SMS FOR YOU reserves all rights to deny or restrict access to this site to any person/s or internet address at its sole discretion.

Data Security

SMS FOR YOU endeavours to safeguard and ensure the security of the information provided by the Users. SMS FOR YOU uses 128-bit digital certificate from Go Daddy for encryption of the Secure Sockets Layer (SSL) session. 128bit-SSL is the highest level of commercially available security for encrypted communication. SMS FOR YOU uses Secure Socket Layer (SSL) protocol – an industry standard for encryption over the internet to protect the data of Users. When you type in sensitive information such as Debit card details, it will be automatically converted into codes before being securely dispatched over the internet.

SMS FOR YOU permits only authorized employees, who are trained in the proper handling of User’s information, to have access to that information.

Notification of changes in policy

If there is any change or amendment to the Policy, we will post those changes on our web site so that Users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we would notify Users by suitable medium. We will use User’s information in accordance with the privacy policy under which the information was collected.